DEBT Solutions "Your Debt ICU"

Debt review:

Is one of the most effective tools for debt management. By consolidating several debts into one, you can lower your monthly payments and actually see your debts dissolv- ing every month. There is no more trying to keep track of whom you owe money to. 

• ♦ Budget advice;
  

• ♦ Restructuring their payments;
  

• ♦ Negotiating with credit providers on their behalf, and
  

• ♦ Monitoring their payments while
  

• ♦ Providing after-care services

When you are suffering under the yoke of over-indebtedness, then you need a debt counsellor.A consumer is considered to be over-indebted if the money available after payment of essential expenses is not enough to pay all other debts. 

• ♦ You use your credit card and overdraft facilities to pay debts and buy other necessities;
  

• ♦ You borrow money to pay other debts;
  

• ♦ You skip payments on some accounts in order to pay others;
  

• ♦ You cannot pay your bills at the end of the month;
  

• ♦ You receive letters and summonses from creditors and/or lawyers;
  

• ♦ You are considering being placed under administration;
  

• ♦ You have judgments granted against you.
  

Phone: 071 685 9854 or 011 763 1312

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